{"id":413,"date":"2021-08-24T11:43:24","date_gmt":"2021-08-24T09:43:24","guid":{"rendered":"https:\/\/apenize.cz\/?p=413"},"modified":"2021-08-24T11:43:27","modified_gmt":"2021-08-24T09:43:27","slug":"jistota-v-obcanskem-zivote-se-sjednanym-pojistenim-ano","status":"publish","type":"post","link":"https:\/\/apenize.cz\/?p=413","title":{"rendered":"Jistota v ob\u010dansk\u00e9m \u017eivot\u011b? Se sjednan\u00fdm poji\u0161t\u011bn\u00edm ano!"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong><em>Jak m\u00edt jistotu, \u017ee nep\u0159ijdete o sv\u00e9 t\u011b\u017ece nast\u0159\u00e1dan\u00e9 pen\u00edze? P\u0159edev\u0161\u00edm b\u00fdt opatrn\u00fd p\u0159i jejich investov\u00e1n\u00ed a b\u00fdt \u0159\u00e1dn\u011b poji\u0161t\u011bn pro v\u0161echny p\u0159\u00edpady. Pojistce, kter\u00e1 kryje \u0161kody zp\u016fsoben\u00e9 ob\u010danem p\u0159i b\u011b\u017en\u00e9m ka\u017edodenn\u00edm \u017eivot\u011b, lid\u00e9 ne\u0159eknou jinak, ne\u017e na blbost. A pr\u00e1v\u011b tyhle \u201eblbosti\u201c mohou sebrat celo\u017eivotn\u011b nast\u0159\u00e1dan\u00e9 \u00faspory nebo uv\u00e9st doty\u010dn\u00e9ho dokonce do dluh\u016f. Bez p\u0159eh\u00e1n\u011bn\u00ed! Dok\u00e1\u017eete si p\u0159edstavit, kolik stoj\u00ed l\u00e9\u010dba zlomeniny p\u00e1nve seniorky, kterou necht\u011bn\u011b sraz\u00ed va\u0161e d\u00edt\u011b na sjezdovce? Nen\u00ed vhodn\u011bj\u0161\u00ed pojistka za p\u00e1r stovek?<\/em><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00darazy za miliony<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">V\u011b\u0159te, \u017ee dlouhodob\u00e1 l\u00e9\u010dba zlomeniny, n\u00e1klady na operace, l\u00e9\u010dbu a rekonvalescenci mohou j\u00edt v&nbsp;zahrani\u010d\u00ed do milion\u016f. A jak takovou \u010d\u00e1stku zaplat\u00edte? Z&nbsp;\u00faspor? Prod\u00e1te vlastn\u00ed bydlen\u00ed, byt nebo d\u016fm? Z&nbsp;t\u011bchto d\u016fvod\u016f je nejvhodn\u011bj\u0161\u00ed m\u00edt sjednan\u00e9 <a href=\"https:\/\/ergo.cz\/p\/pojisteniodpovednosti\/obcane\">poji\u0161t\u011bn\u00ed odpov\u011bdnosti ob\u010dana za \u0161kodu<\/a>, kter\u00e9 kryje zp\u016fsoben\u00e9 \u0161kody na majetku, zdrav\u00ed, \u017eivot\u011b nebo finan\u010dn\u00ed \u0161kody, kter\u00e9 doty\u010dn\u00fd n\u011bkomu zp\u016fsob\u00ed p\u0159i b\u011b\u017en\u00fdch ka\u017edodenn\u00edch \u010dinnostech.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Do v\u00fd\u0161e 10 milion\u016f korun<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">T\u00e9to pojistce se \u010dasto \u0159\u00edk\u00e1 <a href=\"https:\/\/ergo.cz\/p\/pojisteniodpovednosti\">poji\u0161t\u011bn\u00ed proti blbosti<\/a>, proto\u017ee kryje \u0161kody zp\u016fsoben\u00e9 nej\u010dast\u011bji neopatrnost\u00ed nebo ne\u0161ikovnost\u00ed. Nesm\u00ed k&nbsp;t\u011bmto ud\u00e1lostem doj\u00edt pod vlivem alkoholu nebo psychotropn\u00edch l\u00e1tek a pojistka nekryje \u00famysln\u011b zp\u016fsoben\u00e9 \u0161kody. Poji\u0161t\u011bn\u00ed lze sjednat ve \u010dty\u0159ech variant\u00e1ch, ve kter\u00fdch se odli\u0161uje pouze v\u00fd\u0161e maxim\u00e1ln\u00ed pojistn\u00e9 \u010d\u00e1stky (3, 5, 7 nebo 10 milion\u016f korun). Nejvy\u0161\u0161\u00ed \u010d\u00e1stka se hod\u00ed pro v\u0161echny, kte\u0159\u00ed cestuj\u00ed \u010dasto do zahrani\u010d\u00ed za rekrea\u010dn\u00edmi a nesout\u011b\u017en\u00edmi sporty.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"560\" src=\"https:\/\/apenize.cz\/wp-content\/uploads\/2021\/08\/apenize.cz_ergo_cz_01.jpg\" alt=\"\" class=\"wp-image-414\" srcset=\"https:\/\/apenize.cz\/wp-content\/uploads\/2021\/08\/apenize.cz_ergo_cz_01.jpg 800w, https:\/\/apenize.cz\/wp-content\/uploads\/2021\/08\/apenize.cz_ergo_cz_01-300x210.jpg 300w, https:\/\/apenize.cz\/wp-content\/uploads\/2021\/08\/apenize.cz_ergo_cz_01-768x538.jpg 768w, https:\/\/apenize.cz\/wp-content\/uploads\/2021\/08\/apenize.cz_ergo_cz_01-696x487.jpg 696w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Celosv\u011btov\u00e1 platnost pro v\u0161echny \u010dleny dom\u00e1cnosti<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Poji\u0161t\u011bn\u00ed m\u00e1 toti\u017e celosv\u011btovou platnost, nav\u00edc se vztahuje na v\u0161echny \u010dleny dom\u00e1cnosti. T\u011bmi jsou my\u0161leni tak\u00e9 dom\u00e1c\u00ed mazl\u00ed\u010dci krom\u011b ps\u016f nebo kon\u00ed. Tato zv\u00ed\u0159ata je nutn\u00e9 p\u0159ipojistit zvl\u00e1\u0161\u0165. Velkou v\u00fdhodou je, \u017ee se sjedn\u00e1v\u00e1 v\u017edy bez spolu\u00fa\u010dasti. Tato <a href=\"https:\/\/www.bway.cz\/pojisteni-odpovednosti-neboli-pojistka-na-blbost-temer-dokonala-ochrana-v-zamestnani-i-v-beznem-zivote\/\">pojistka<\/a> b\u00fdv\u00e1 sou\u010d\u00e1st\u00ed majetkov\u00e9ho poji\u0161t\u011bn\u00ed, lze ji ale sjednat tak\u00e9 zvl\u00e1\u0161\u0165.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Jak m\u00edt jistotu, \u017ee nep\u0159ijdete o sv\u00e9 t\u011b\u017ece nast\u0159\u00e1dan\u00e9 pen\u00edze? P\u0159edev\u0161\u00edm b\u00fdt opatrn\u00fd p\u0159i jejich investov\u00e1n\u00ed a b\u00fdt \u0159\u00e1dn\u011b poji\u0161t\u011bn pro v\u0161echny p\u0159\u00edpady. Pojistce, kter\u00e1 kryje \u0161kody zp\u016fsoben\u00e9 ob\u010danem p\u0159i b\u011b\u017en\u00e9m ka\u017edodenn\u00edm \u017eivot\u011b, lid\u00e9 ne\u0159eknou jinak, ne\u017e na blbost. A pr\u00e1v\u011b tyhle \u201eblbosti\u201c mohou sebrat celo\u017eivotn\u011b nast\u0159\u00e1dan\u00e9 \u00faspory nebo uv\u00e9st doty\u010dn\u00e9ho dokonce do dluh\u016f. Bez [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":415,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[3],"tags":[],"class_list":["post-413","post","type-post","status-publish","format-standard","has-post-thumbnail","category-finance"],"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/apenize.cz\/index.php?rest_route=\/wp\/v2\/posts\/413","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/apenize.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/apenize.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/apenize.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/apenize.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=413"}],"version-history":[{"count":0,"href":"https:\/\/apenize.cz\/index.php?rest_route=\/wp\/v2\/posts\/413\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/apenize.cz\/index.php?rest_route=\/wp\/v2\/media\/415"}],"wp:attachment":[{"href":"https:\/\/apenize.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=413"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/apenize.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=413"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/apenize.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=413"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}