{"id":320,"date":"2021-01-13T11:29:41","date_gmt":"2021-01-13T10:29:41","guid":{"rendered":"http:\/\/apenize.cz\/?p=320"},"modified":"2021-01-13T11:29:41","modified_gmt":"2021-01-13T10:29:41","slug":"cina-stanovila-strop-na-uvery-pro-realitni-sektor","status":"publish","type":"post","link":"https:\/\/apenize.cz\/?p=320","title":{"rendered":"\u010c\u00edna stanovila strop na \u00fav\u011bry pro realitn\u00ed sektor"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u010c\u00edna stanovila strop na \u00fav\u011bry pro realitn\u00ed sektor. Peking tak p\u0159esouv\u00e1 svou pozornost zp\u011bt k rizik\u016fm ohro\u017euj\u00edc\u00edm finan\u010dn\u00ed sektor a sna\u017e\u00ed se zabr\u00e1nit p\u0159e\u00fav\u011brov\u00e1n\u00ed v realitn\u00edm sektoru.<br>\u010c\u00edna stanovila strop na \u00fav\u011bry pro realitn\u00ed sektor. Peking tak p\u0159esouv\u00e1 svou pozornost zp\u011bt k rizik\u016fm ohro\u017euj\u00edc\u00edm finan\u010dn\u00ed sektor a sna\u017e\u00ed se zabr\u00e1nit p\u0159e\u00fav\u011brov\u00e1n\u00ed v realitn\u00edm sektoru.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u010c\u00ednsk\u00e1 centr\u00e1ln\u00ed banka (People &#8218;s Bank of China, PBOC) s platnost\u00ed od 1. ledna stanovila, \u017ee pod\u00edl realitn\u00edch \u00fav\u011br\u016f na celkov\u00e9m objemu \u00fav\u011br\u016f velk\u00fdch bank m\u016f\u017ee dos\u00e1hnout maxim\u00e1ln\u011b 40% a pod\u00edl hypot\u00e9k na celkov\u00e9m objemu \u00fav\u011br\u016f maxim\u00e1ln\u011b 32,5%. V p\u0159\u00edpad\u011b mal\u00fdch bank se po\u017eadavky li\u0161\u00ed a PBOC uvedla, \u017ee strop m\u016f\u017ee b\u00fdt posunut o 2,5 procentn\u00edho bodu nahoru nebo dol\u016f, v z\u00e1vislosti na v\u00fdkonu ekonomiky dan\u00e9ho regionu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bank\u00e1m, kter\u00e9 nespl\u0148uj\u00ed nov\u00e1 pravidla, bude poskytnuto toleran\u010dn\u00ed obdob\u00ed, b\u011bhem kter\u00e9ho by m\u011bli stisknout pod\u00edl realitn\u00edch \u00fav\u011br\u016f nebo hypot\u00e9k pod po\u017eadovanou maxim\u00e1ln\u00ed \u00farove\u0148. Pokud strop p\u0159ekra\u010duj\u00ed o m\u00e9n\u011b ne\u017e 2 procentn\u00ed body, odklad bude 2 roky, pokud o v\u00edce, odklad bude 4 roky.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"281\" src=\"https:\/\/apenize.cz\/wp-content\/uploads\/2021\/01\/pexels-photo-2846016.jpeg\" alt=\"\" class=\"wp-image-322\" srcset=\"https:\/\/apenize.cz\/wp-content\/uploads\/2021\/01\/pexels-photo-2846016.jpeg 500w, https:\/\/apenize.cz\/wp-content\/uploads\/2021\/01\/pexels-photo-2846016-300x169.jpeg 300w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Tato nov\u00e1 regulace m\u00e1 zv\u00fd\u0161it odolnost bank v\u016f\u010di fluktuac\u00edm na realitn\u00edm trhu a zabr\u00e1nit vzniku syst\u00e9mov\u00fdch finan\u010dn\u00edch rizik, kter\u00e9 mohou vzniknout z d\u016fvodu vysok\u00e9 z\u00e1vislosti finan\u010dn\u00edho syst\u00e9mu od realitn\u00edch \u00fav\u011br\u016f, uvedla PBOC.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u010c\u00edna stanovila strop na \u00fav\u011bry pro realitn\u00ed sektor. Peking tak p\u0159esouv\u00e1 svou pozornost zp\u011bt k rizik\u016fm ohro\u017euj\u00edc\u00edm finan\u010dn\u00ed sektor a sna\u017e\u00ed se zabr\u00e1nit p\u0159e\u00fav\u011brov\u00e1n\u00ed v realitn\u00edm sektoru.\u010c\u00edna stanovila strop na \u00fav\u011bry pro realitn\u00ed sektor. Peking tak p\u0159esouv\u00e1 svou pozornost zp\u011bt k rizik\u016fm ohro\u017euj\u00edc\u00edm finan\u010dn\u00ed sektor a sna\u017e\u00ed se zabr\u00e1nit p\u0159e\u00fav\u011brov\u00e1n\u00ed v realitn\u00edm sektoru. \u010c\u00ednsk\u00e1 centr\u00e1ln\u00ed [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":321,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[6],"tags":[],"class_list":["post-320","post","type-post","status-publish","format-standard","has-post-thumbnail","category-rady-a-navody"],"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/apenize.cz\/index.php?rest_route=\/wp\/v2\/posts\/320","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/apenize.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/apenize.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/apenize.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/apenize.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=320"}],"version-history":[{"count":0,"href":"https:\/\/apenize.cz\/index.php?rest_route=\/wp\/v2\/posts\/320\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/apenize.cz\/index.php?rest_route=\/wp\/v2\/media\/321"}],"wp:attachment":[{"href":"https:\/\/apenize.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=320"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/apenize.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=320"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/apenize.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=320"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}