{"id":281,"date":"2021-01-13T11:01:07","date_gmt":"2021-01-13T10:01:07","guid":{"rendered":"http:\/\/apenize.cz\/?p=281"},"modified":"2021-01-13T11:01:10","modified_gmt":"2021-01-13T10:01:10","slug":"indexove-a-akciove-fondy-si-mnozi-pletou","status":"publish","type":"post","link":"https:\/\/apenize.cz\/?p=281","title":{"rendered":"Indexov\u00e9 a akciov\u00e9 fondy si mnoz\u00ed pletou"},"content":{"rendered":"\n

Aktivn\u011b \u0159\u00edzen\u00e9 fondy v druh\u00e9m pil\u00ed\u0159i mohou b\u00fdt v dlouhodob\u011bj\u0161\u00edm horizontu podstatn\u011b v\u00fdhodn\u011bj\u0161\u00ed. Proto by si m\u011bli st\u0159adatel\u00e9 rozmyslet, do kter\u00fdch budou ukl\u00e1dat sv\u00e9 pen\u00edze.
D\u016fchodov\u00e9 spr\u00e1vcovsk\u00e9 spole\u010dnosti (DSS) dlouhodob\u011b upozor\u0148uj\u00ed, \u017ee zejm\u00e9na mlad\u0161\u00ed st\u0159adatel\u00e9 by m\u011bly ve druh\u00e9m d\u016fchodov\u00e9m pil\u00ed\u0159i up\u0159ednostnit negarantovan\u00e9 fondy p\u0159ed garantovan\u00fdmi. Do prvn\u00ed zmi\u0148ovan\u00e9 kategorie pat\u0159\u00ed p\u0159edev\u0161\u00edm indexov\u00e9 a akciov\u00e9 fondy, do druh\u00e9 dluhopisov\u00e9.<\/p>\n\n\n\n

„V posledn\u00ed dob\u011b se setk\u00e1v\u00e1me s t\u00edm, \u017ee mnoz\u00ed st\u0159adatel\u00e9 si indexov\u00e9 a akciov\u00e9 fondy m\u00fdl\u00ed. Pova\u017euj\u00ed je za stejn\u00e9, nebo\u0165 v obou se naspo\u0159en\u00e9 pen\u00edze investuj\u00ed p\u0159edev\u0161\u00edm do akci\u00ed. Ve skute\u010dnosti se v\u0161ak tyto typy fond\u016f v\u00fdznamn\u011b li\u0161\u00ed. Zat\u00edmco indexov\u00e9 jsou spravov\u00e1ny pasivn\u00ed , akciov\u00e9 jsou \u0159\u00edzeny aktivn\u00ed. To m\u016f\u017ee m\u00edt v kone\u010dn\u00e9m d\u016fsledku v\u00fdznamn\u00fd vliv na v\u00fd\u0161ku zhodnocen\u00ed naspo\u0159en\u00fdch prost\u0159edk\u016f, „upozor\u0148uje Martin Ka\u0148a, gener\u00e1ln\u00ed \u0159editel D\u016fchodov\u00e9 spr\u00e1vcovsk\u00e9 spole\u010dnosti po\u0161tovn\u00ed banky.<\/p>\n\n\n\n

Kdy\u017e je fond \u0159\u00edzen aktivn\u011b, spr\u00e1vce m\u016f\u017ee p\u0159izp\u016fsobovat jeho slo\u017een\u00ed aktu\u00e1ln\u00ed situaci na trhu. Vyplat\u00ed se to zejm\u00e9na v dob\u011b, kdy se mimo\u0159\u00e1dn\u011b da\u0159\u00ed n\u011bkter\u00e9mu akciov\u00e9mu sektoru nebo zemi. Tehdy m\u016f\u017ee zv\u00fd\u0161it pod\u00edl dan\u00fdch investic ve fondu, \u010d\u00edm\u017e zv\u00fd\u0161\u00ed v\u00fdnos st\u0159adatel\u016f. Aktivn\u011b \u0159\u00edzen\u00e9 portfolio se vyplat\u00ed i tehdy, kdy\u017e akciov\u00fd trh dlouhodob\u011b kles\u00e1. V takov\u00e9m p\u0159\u00edpad\u011b m\u016f\u017ee spr\u00e1vce sn\u00ed\u017eit pod\u00edl akci\u00ed ve fondu na minimum a t\u00edm limitovat dopad propadu trh\u016f na majetek st\u0159adatel\u016f.<\/p>\n\n\n\n

\"\"<\/figure><\/div>\n\n\n\n

Indexov\u00fd fond takov\u00e9 mo\u017enosti nem\u00e1, proto\u017ee jeho slo\u017een\u00ed je nav\u00e1z\u00e1no nap\u0159\u00edklad na MSCI World Index. Ten obsahuje akcie spole\u010dnost\u00ed r\u016fzn\u00fdch velikost\u00ed z v\u00edce ne\u017e dvac\u00edtky ekonomicky vysp\u011bl\u00fdch zem\u00ed. Spr\u00e1vce fondu proto nem\u016f\u017ee skladbou portfolia reagovat na aktu\u00e1ln\u00ed v\u00fdvoj na trhu.<\/p>\n","protected":false},"excerpt":{"rendered":"

Aktivn\u011b \u0159\u00edzen\u00e9 fondy v druh\u00e9m pil\u00ed\u0159i mohou b\u00fdt v dlouhodob\u011bj\u0161\u00edm horizontu podstatn\u011b v\u00fdhodn\u011bj\u0161\u00ed. Proto by si m\u011bli st\u0159adatel\u00e9 rozmyslet, do kter\u00fdch budou ukl\u00e1dat sv\u00e9 pen\u00edze.D\u016fchodov\u00e9 spr\u00e1vcovsk\u00e9 spole\u010dnosti (DSS) dlouhodob\u011b upozor\u0148uj\u00ed, \u017ee zejm\u00e9na mlad\u0161\u00ed st\u0159adatel\u00e9 by m\u011bly ve druh\u00e9m d\u016fchodov\u00e9m pil\u00ed\u0159i up\u0159ednostnit negarantovan\u00e9 fondy p\u0159ed garantovan\u00fdmi. Do prvn\u00ed zmi\u0148ovan\u00e9 kategorie pat\u0159\u00ed p\u0159edev\u0161\u00edm indexov\u00e9 a akciov\u00e9 fondy, […]<\/p>\n","protected":false},"author":2,"featured_media":282,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-281","post","type-post","status-publish","format-standard","has-post-thumbnail","category-investice"],"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/apenize.cz\/index.php?rest_route=\/wp\/v2\/posts\/281","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/apenize.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/apenize.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/apenize.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/apenize.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=281"}],"version-history":[{"count":0,"href":"https:\/\/apenize.cz\/index.php?rest_route=\/wp\/v2\/posts\/281\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/apenize.cz\/index.php?rest_route=\/wp\/v2\/media\/282"}],"wp:attachment":[{"href":"https:\/\/apenize.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=281"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/apenize.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=281"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/apenize.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=281"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}